Industry Guides

DPDP Compliance for Fintech Companies

Fintech-specific DPDP considerations: high-volume data, KYC, CRM systems, communications, and managing regulatory overlap.

By: ConsentLog Research
Published: 9 September 2026
Last reviewed: 9 September 2026
10 min read

Fintech-Specific Considerations

Fintech companies handle sensitive personal and financial data at scale, creating unique DPDP challenges.

Key Data Flows

  • Onboarding and KYC/AML data
  • Account and transaction information
  • Customer communication and support
  • Marketing and analytics
  • Regulatory reporting

Consent Challenges

KYC data is required by law, but consent still applies for secondary uses:

  • Marketing communications
  • Analytics and recommendations
  • Third-party data sharing

Cross-System Consent

Fintech companies must ensure consent decisions are respected across:

  • Core banking systems
  • CRM platforms
  • Email and SMS providers
  • Analytics tools
  • Risk and compliance systems

Key Takeaways

Fintech needs operationalized consent infrastructure to manage complex data flows across multiple systems.

Sources & Further Reading

Digital Personal Data Protection Act, 2023

Parliament of India

https://indiacode.gov.in/act/c058fa9f-eaf0-4ca3-98f1-3443b087bca9/sections

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